| DID YOU KNOW |  |
| Did you know that foggy conditions call for low beams? | |
| Fog is made of water droplets that reflect light, so putting your headlights on high-beam actually makes it harder to see while driving. Next time you’re behind the wheel in foggy conditions, keep your lights dim–and your speed low. | |
Do your insurance needs stay the same when the nest empties?
A life insurance policy can supplement your retirement financial strategy by being a source of emergency cash or loan funds, or by simply providing the confidence that comes from knowing you've covered all the bases.
Good employee health can be great for the company’s bottom line.